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FOR MEMBERS & FAMILIES

Everyday spending.
A little more for family.

A merchant-branded debit card issued by a credit union is designed to give eligible customers basic cash back and turn qualifying care payments into savings for their offspring.

See how it works

A CARD FOR EVERYDAY LIFE

Everyday value.
For tomorrow.

The program is designed around everyday debit use and a qualifying recurring bill—with value for you and the next generation.

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Earn everyday cash back

Eligible customers join the credit union and open an account and branded debit card. Basic cash back on eligible everyday purchases goes to you; the rate will be set in final issuer terms.

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Qualify each monthly billing cycle

Make 5 card purchases or spend $250 each monthly billing cycle, whichever comes first. The recurring-bill payment itself may count toward that threshold.

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Give the next generation more

Pay a qualifying recurring bill with the card. The “3×” kicker targets 5% of that bill for an account owned by your offspring—not for the customer’s own account. The credit union would deposit the enhanced reward directly into that account.

AN ILLUSTRATION

$5,000.00 care bill $250.00 target reward for an offspring-owned account

The 5% is a design target, subject to final issuer terms. Rewards and savings are not guaranteed.

Membership, account and card issuance depend on the credit union’s field-of-membership and eligibility rules and required approvals. The offspring owns the receiving account; no tax or estate outcome is promised.

LET’S WORK TOGETHER

A branded card.
A shared purpose.

Are you a merchant or credit union? Talk with our team about a debit program designed to create value for customers and their families.

Contact us